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Love and Respect is the next thing you should do. It will transform your marriage as well. Reply. Award. Share. Silviaks180.Baby Step 1: Save $1,000 for Your Starter Emergency Fund. In this first step, your goal is to save $1,000 as fast as you can. Your emergency fund will cover those unexpected life events you can't plan for. And there are plenty of them. You don't want to dig a deeper hole while you're trying to work your way out of debt!If you're following Dave Ramsey's Baby Steps or just want to gain a better understanding of the Total Money Makeover, Financial Peace, and personal finance in general, then this is the community for you! ... Does anybody know of a coupon code for zander id theft? I noticed theres an option to add a coupon code for zanders id theft. I ...Body: Finances are one of the biggest stressors to military personnel—that’s why Financial Peace University, Dave Ramsey’s #1 money course, is now 50% off to all active-duty military. 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